REAL ESTATE
BUYING A HOME?
HOW TO CHOOSE A REAL ESTATE AGENT?
A qualified real estate professional can help the home buying process run smoothly. ®
Lisette has the experience to get the job done in today’s market. She has been in the Real Estate industry since 1984 and can do Real Estate transactions in Los Angeles County, Ventura County, Santa Barbara County, Orange County, Riverside County and more.
LOAN PROGRAMS
Purchase and Refinance Loans
Buy a home or refinance a current loan to lower rate or get cash out, First time Home Buyers
Low down payments
Income Options
Full doc, Asset utilization, Investor DSCR, VOE only, stated income loans and 1099 loans
Property types
Condo-tels Mixed use and Multi Unit, Non warrantable Condos
Bridge Loan
allows you to take money out of your home to buy another home with the equity from your current residence and you have 12 month to either sell your current residence or payoff the bridge loan
Debt Consolidation
Payoff your debt with equity in your home
HELOCS and fixed rate seconds available
Conforming, High Balance and Jumbo loans
2023 New Loan Limits For LA County (for other Counties please call)
Conforming $726,200 High Balance $$1,089,300
Jumbo loans to $10,000.000
FHA loans
FHA Purchase and Refinance
FHA 203k Rehab
VA loans
VA Purchase
VA Cash Out Refinance
VA Rehab
VA Interest Rate Reduction Refinance (IRRRL)
Reverse Mortgages
Typically for borrowers 62 and older, these loans do not require payments from the borrower until the property owner moves or passes on. Homeowners are still responsible for paying for property taxes, insurance and common area dues/assessments.
Non US Citizen loans
Foreign Nationals and ITIN borrowers
Lisette Larez has been in the Real Estate and Mortgage industry for more than 30 years. She has worked on the wholesale side as an Account Executive and the retail side as a Loan Officer and Real Estate Agent.
Account Executives see 100 times the number of loans than the average Loan Officer sees. Lisette has structured many more scenarios and has the expertise in putting loans together to get it approved. She is also straightforward with her clients and comes from experience to let you know if a loan has no chance of closing. If that is the case, she will give you the proper steps to take to be able to turn that ‘no chance loan’ around to get approved.
Every borrower's financial profile is as unique as their fingerprint. Lisette covets the experience she has gained over the years working with so many borrowers. This is why Lisette’s client relationships have been built over the years and continue to grow in access referrals.
Lisette Larez
Lydia & Fernando, CA
“I would like to thank Lisette Lasrez for the excellent service of our refinancing. You always provided us with #1 CUSTOMER SERVICE. Very helpful with servicing us and any questions we had."
Linda R., CA
"When it comes to working with a compassionate, highly qualified Mortgage Broker, Lisette Larez ranks #1 in my book. I have found Lisette to be an amazing leader, innovator, having a brilliant mind and just flat out, an inspiration for anyone looking for lending, home purchase, or mortgage refinance. She is my go-to Mortgage Broker!"
Mike W., CA
LAFD Retired
“Hello Fire Fighting Family, Lisette has been very instrumental in helping me and my mother purchase our homes and finance our homes by simplifying the process with the years of experience and knowledge. My mom really loves her!”
TO CONTACT OUR RENTAL OR SALES TEAM
PLEASE CALL OR EMAIL US:
Tel: (818) 640-6763
Email: Lisette4RE@outlook.com
25060 Avenue Stanford, Suite 255
Valencia, CA 91355